Delta Cards

Tiered Access to Real-World Utility

The Delta Card Program, powered by Visa, is designed to provide seamless real-world spending for users of DUSD through an institutionally structured suite of card offerings. With a focus on both retail and corporate segments, Delta offers three distinct tiers — Standard, Plus, and Platinum — each unlocking enhanced features, yield access, and exclusive benefits tailored to the needs of digital asset users and institutions alike.

Delta Cards

Delta Pay Card Tiers & Rewards Accrual

Feature	Standard	Plus	Platinum (by invitation)
Annual Fee (Retail)	$49	$199	$1,500
Annual Fee (Corporate)	$199	$499	$3,000
Cashback on Spending	1%	2%	Up to 4%
Delta Points on Spend	Earn Points on all purchases	Earn Points on all purchases	Earn Points on all purchases
DeFi Partner Incentives	–	✓	✓
Conference Access	–	Discounted access	1 free pass/year
Concierge Services	–	Standard support	24/7 Genie Concierge
Investment Deal Access	–	–	Pre-qualified seed round access
Card Material	Plastic	Metal	Premium Metal
Apple Pay / Google Pay	✓	✓	✓
Gasless Transactions	–	✓	✓

Note: The Platinum Tier is available by invitation or special request, and is subject to approval based on qualifying criteria.

How Delta Points Can Be Redeemed

Reward	Standard	Plus	Platinum
DeFi Partner Incentives	–	✓	✓
Conference Passes	–	Discounted access	1 free pass/year
Investment Opportunities	–	–	Exclusive access to seed rounds
ATM Fee & FX Fee Offsets	✓	✓	✓
Cashback Conversion to Delta Points	✓	✓	✓

Transactional Cost Structure

Retail Cardholders

• Foreign Exchange (FX) Fee: 1% on all non-USD transactions

• ATM Withdrawal Fee: 2% per transaction

Corporate Cardholders

• FX Fee: 1% on all transactions not denominated in USD or HKD

• ATM Withdrawal Fee: 2% per transaction

This fee structure ensures global accessibility while maintaining transparency and cost efficiency for both retail and institutional participants.

Onboarding & Compliance

To ensure regulatory compliance and platform integrity, all users must complete KYC/AML verification prior to card issuance. Required documentation includes:

• Valid government-issued ID

• Proof of residential address (utility bill or bank statement)

• Liveness check via facial recognition selfie

Corporate entities will also be required to submit legal registration documents, proof of beneficial ownership, and authorized signatory identification, in line with institutional onboarding protocols.