Yield-Bearing Assets
Strategic Allocation into Liquid Stablecoins and Staked Tokens
Last updated
Strategic Allocation into Liquid Stablecoins and Staked Tokens
Last updated
Delta Money employs a capital-efficient reserve management framework to ensure that idle crypto assets held within the protocol are strategically deployed into low-risk, liquid, and yield-generating instruments, without compromising on liquidity or collateral readiness. This approach supports both operational sustainability and enhances passive income opportunities for the protocol’s stakeholders.
On the stablecoin side, Delta allocates a portion of its reserves into a diversified basket of liquid yield-bearing stablecoins, including sUSDS, and USTB. These stablecoins are designed to mirror the yield of U.S. Treasuries and participate in protocol-native revenue streams. For example, USTB provides exposure to short-term T-bill yields, while sUSDS enables access to the Sky Saving Rate. These assets also accrue additional income from sources such as borrower interest payments, liquidation fees, and protocol-level incentives, offering a risk-moderated return profile backed by financial primitives.
On the crypto-native asset side, Delta manages reserves in BTC, ETH, BNB, and SOL by either preserving them as idle liquidity buffers or converting them into liquid staked tokens (LSTs) and liquid restaking tokens (LRTs) to earn staking and restaking yields. LSTs are selected based on their integration with leading DeFi protocols and on-chain liquidity depth, allowing Delta to retain full composability and optionality. For BTC and ETH, Delta utilizes providers such as EtherFi, Lido, and Kelp DAO; for SOL and BNB, staking is routed through Binance. This ensures that core crypto reserves remain productive, while preserving access and withdrawal flexibility.
Through this dual-pronged reserve deployment strategy — across both stable and volatile assets — Delta maximizes the efficiency of its balance sheet without compromising security, liquidity, or collateral integrity. The resulting yield streams are either retained to strengthen protocol reserves or redistributed to Delta’s user base, depending on asset type and strategy.
