Overview
Money, Made Simple
Last updated
Money, Made Simple
Last updated
Delta Money is a digital dollar issuer, connecting TradFi institutions to on-chain finance. Powered by DUSD — a fully backed tokenized dollar collateralized by a diversified basket of fiat currencies, crypto assets, and derivatives.
DUSD, Delta’s digital dollar, offers a scalable solution for users seeking USD-denominated stability. It is fully collateralized by a diversified basket of cash-equivalents, yield-bearing stablecoins, and a strategically balanced portfolio of long-short positions on leading crypto assets.
The peg stability of DUSD is supported by maintaining a one-to-one or higher collateral ratio against its reserve assets. This is achieved through holding fiat currencies, short-term dated sovereign debt, stablecoins, and delta-hedging spot volatile assets to mitigate price fluctuations in the underlying collateral.
The protocol’s reserve delta is a governance-controlled parameter that optimizes stability, risk management, and revenue generation. This dynamic approach distinguishes Delta Money from fixed market-neutral synthetic stablecoin issuers, enabling the Delta ecosystem to capture upside exposure — guided by a specific set of governance parameters that size risk-adjusted allocations across reserve assets, while limiting downside risks.